Employee Medical Insurance in Dubai: A Practical Session for Business Leaders

Dubai, February 19, 2026 – The Russian Business Council (RBC) hosted a practical business session on employee medical insurance at the Dubai Offshore Sailing Club – the oldest private sailing club in Dubai, marking the first RBC event held at the iconic waterfront venue.

The session brought together over 30 company executives, business owners, and HR professionals – all regular members and guests of the Russian Business Council – for a focused, in-depth discussion on one of the most pressing operational topics facing employers in the UAE.

What Was Covered

The session addressed the full spectrum of employee medical insurance, including mandatory insurance requirements under UAE law, realistic budgeting for employee coverage, key differences between individual and corporate plans, common exclusions that catch employers off guard, navigating relationships with clinics and insurance providers, strategies for optimizing a company’s medical budget, and alternatives to traditional insurance models.

Expert Speakers

Inessa Kovalenko-Sindhem, an insurance broker with over 20 years of industry experience, shared practical frameworks for structuring and managing employee insurance programs.

Dr. Harris Zurelidis, Medical Director of Polyclinic.ae and one of the leading Russian-speaking orthopedic specialists in Dubai, provided a clinical perspective on insurance coverage and direct billing processes. Polyclinic.ae is the largest Russian-speaking medical facility in Dubai, with over 40 specialists across various disciplines and direct billing arrangements with major insurance providers.

Interested in attending future RBC events? become a member at RBCdubai.org/membership.